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General Questions
What is an off-plan property?

An off-plan property is a property that is sold before it is completed, often during the planning or construction phase.

Why should I consider buying an off-plan property in Dubai?

Off-plan properties usually come at a lower price, offer flexible payment plans, and have strong capital appreciation potential upon completion.

What is your role in the property buying process?

We help you discover the best off-plan properties from top developers in Dubai and connect you with them to complete the purchase.

Do I have to pay you for your services?

No, our services are free for buyers. We are paid by the developers once a sale is completed.

Payment & Financing
How do payment plans work for off-plan properties?

Payment plans vary by developer, but typically involve:
- An initial payment of 20-30% to reserve the property
- 30-40% paid over 2-3 years during construction
- The remaining amount due on completion, via lump sum or mortgage

Can I get a mortgage for an off-plan property?

Yes, most Dubai banks will offer a mortgage once you've paid 50% of the property value.
Interest rates range from 2.5% to 3.5%

Is a down payment refundable?

Typically, once the initial payment is made and the Sales Purchase Agreement (SPA) is signed, it is non-refundable. Always check the cancellation policy with the developer.

Can foreigners get a mortgage in Dubai?

Yes, many banks offer mortgage options for non-residents, though eligibility criteria apply.

Process & Legal
What documents do I need to buy property in Dubai?

A valid passport is usually sufficient for foreigners. Some developers may request proof of income or bank statements.

Is it safe to buy off-plan in Dubai?

Yes, the Dubai Land Department (DLD) and RERA strictly regulate developers. Payments are
made into escrow accounts to protect buyers.

When do I officially own the property?

Ownership is transferred once the final payment is made and the property is registered with the Dubai Land Department.

Property Completion & Handover
What happens when the property is completed?

You`ll either:
- Pay the remaining amount in cash
- Secure a mortgage to finance the final payment
Once payment is complete, you take possession and can move in or rent it out.

Can I sell my off-plan property before it is completed?

Yes, but usually after you've paid a certain percentage (commonly 30-40%) and depending on the developers policies.

What if the project is delayed?

Delays can happen, but reputable developers provide transparent timelines and contractual
protection for buyers.

Other Common Questions
Can I rent out my off-plan property once it's completed?

Yes. Many buyers choose to rent out their unit immediately after handover to generate income.

Can I choose the layout or interior?

Some developers allow for minor customization depending on the stage of construction.

What are the additional costs involved?

Expect to pay:
- Dubai Land Department (DLD) fee: 4% of property value
- Oqood registration fee: ~3,000 AED
- Service charges upon handover

Can I pay using cryptocurrency?

Some developers accept crypto via licensed intermediaries, but this varies. Contact us for the latest updates.